EASY AND AFFORDABLE WAYS TO MAKE HOMEOWNERSHIP A REALITY
Rural homes as low as 1% with no down payment: Land - home packages
Our Special Financing Programs provide affordable homeownership opportunities which in turn creates thriving communities and improves the quality of life in rural areas. The USDA loan options help many first-time buyers and low-to-moderate income families make homeownership a reality.
We are your experts when it comes to home financing options. Contact us today to find out more information and to see if you qualify for one of our Special Financing Programs!
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Ready to start building your dream home? Contact us today to schedule a consultation with one of our experienced special financing experts.
USDA HOME LOAN PROGRAM - HIGHLIGHTS
WHAT IS A USDA LOAN?
USDA LOAN QUALIFICATIONS
USDA LOAN QUALIFICATIONS
USDA loan programs provides homeownership for many who otherwise may not be able to qualify for home financing. A USDA loan is a home loan that is guaranteed by the United States Department of Agriculture. It offers very low and competitive interest rates on home loans to borrowers with no down payment requirements.
USDA LOAN QUALIFICATIONS
USDA LOAN QUALIFICATIONS
USDA LOAN QUALIFICATIONS
A great benefit of the USDA home loan is you don’t need perfect credit. A borrower’s credit may have blemishes from collections or previous late payments. For others, it may be a complete lack of credit or no active credit accounts. Having a credit score of 640 or above usually helps eligible borrowers secure the best rates with zero down payment.
USDA LOAN BENEFITS
USDA LOAN QUALIFICATIONS
LOW MORTGAGE INSURANCE
The USDA home loan has many benefits for rural homebuyers. Being able to secure financing without a down payment is among the major advantages to first-time homebuyers wishing to use a USDA home loan. The USDA home loan is one of the last remaining mortgages in the U.S. that does not require a down payment.
LOW MORTGAGE INSURANCE
COMPETITIVE INTEREST RATES
LOW MORTGAGE INSURANCE
Unlike other loan types, USDA loans don't have private mortgage insurance (PMI). USDA loans have the lowest funding fee of all government-backed loans.
COMPETITIVE INTEREST RATES
COMPETITIVE INTEREST RATES
COMPETITIVE INTEREST RATES
USDA loans are made affordable through very competitive fixed interest rates. The low interest rates make it a good time to purchase a home. Interest rate can be subsided to as low as 1%.
$0 DOWN PAYMENT
COMPETITIVE INTEREST RATES
COMPETITIVE INTEREST RATES
No down payment is required for a USDA loan. Obtain 100 percent financing without having to spend years saving for a down payment.